WHO WE ARE

MISSION
"Making more possible"

We do more than just lending money. Your trust was invisible with other microfinance companies. However, we will make it visible. Our credit score guarantees how trustworthly you are, how honest you are. You will gain more business opportunities with higher scores, you will know who to avoid dealing with by seeing lower scores. Prove your credit, increase your business deals, then create more possibilities.

• Selflessness

  Always concerned with the needs and wishes of others above our own. Giving more than Receiving.

• Diligence

  Always responsible,putting in constant effort while executing our duties to achieve the goal.

• Honesty

  Being loyal, sincere, straightforward with the absence of lying, cheating or theft.

• Ambition

  Aspiring to become the Number 1 Microfinance institution through determination and a strong desire to succeed.

• Respectfulness

  We always take the opinions, character and ideas of others humbly and in high regard.

• Our 5 Values at
  HAKKI AFRICA

• Share

  We share information openly and widely. We pride ourselves in being a giving institution and not a taking one.

• Initiative

  Each person can make timely decisions and take the appropriate actions.

• Integrity

  We endeavour to live the most honest life possible.

• Speed

  We endeavour to be the fastest and most efficient services in the market .

• Improvement

  Always reflect on your actions and improve where necessary while bettering what is good.

• Hakki Africa Code
  of
  Conduct

Commitment

Oath to our Employees
"We promise to be the best workplace with the fastest growth for the employees who wish to make some difference to the world."

Business

   

Car Finance with Credit Tech
We actively finance to small and medium enterprises, which had not been able to borrow from existing financial institutions due to lack of credit data. Through learning processing and credit scoring, we have created a back system to deliver even bigger amount loans to them while reducing risks. In addition, all repayment transactions are automatically recorded by our unique system using Safaricom's M-PESA API, and makes changes to the credit scores day to day. Our credit score will be used as a cross-border credit passport as information certifies someone's credit trustworthiness.

Car Finance in Kenya

 

Used car finance using credit scoring
Through our Kenyan subsidiary (HAKKI AFRICA LIMITED), we have been delivering fair and quality used car finance to the world's estimated 1.8 billion credit-deficient customers since 2020. Through the use of Fintech (Credit Tech), including our unique credit scoring passport, we are able to deliver quicker and cheaper financial services in the region with significantly less man hours than traditional financial institutions.
We aim to establish the first cross-border challenger bank in the African continent.