"Making more possible"

Today's microfinance companies in Africa can accumulate credit but cannot be used for other purposes. We can use the credit we have earned by repayment when trading with other companies. Prove your credit, increase your business deals, and create more possibilities.


Oath to our Employees
"We promise to be the fastest growing company for those employees who want to get things done."


Car Financing with Credit Tech
Our company actively gives credit in small amounts to small and medium enterprises, which had not been able to borrow from Financial Institutions due to the lack of credit data. Through learning processing and credit scoring, we have created a back system to deliver big loans to them while reducing risk. In addition, this credit information can be referred to by our API, which will be made available throughout Africa in the future, and will be used as a cross-border credit passport as information certifying its own credit in all transactions.

Car Finance in Kenya


Used car finance using credit scoring
Through our Kenyan subsidiary (HAKKI AFRICA LIMITED), we have been delivering fair and quality used car finance to the world's estimated 1.8 billion credit-deficient customers since 2020. Through the use of Fintech (Credit Tech), including our unique credit scoring passport, we are able to deliver quicker and cheaper financial services in the region with significantly less man hours than traditional financial institutions.
We aim to establish the first cross-border challenger bank on the African continent.